A Review of the 5 Best and Worst Financing Agencies for Cosmetic Surgery
Everyone wants to look beautiful and everybody has that one thing they would like to change about themselves, something that you may want t...
https://beautifulyoumagazine.blogspot.com/2013/11/a-review-of-5-best-and-worst-financing_11.html
Everyone wants to look
beautiful and everybody has that one thing they would like to change about
themselves, something that you may want to tuck or snip, to make them feel
perfect and more confident. Cosmetic surgeries are there to help you achieve
that. Unfortunately, elective surgeries are also very expensive and personal
credit cards sometimes can't cover it and don't do you much favor in terms of
interest rates. That is why there have been many financing agencies providing
loans for cosmetic procedures. Here we try to list some of the best and worst
agencies for cosmetic surgery.
Capital One, Care
Credit, Chase Health Advance, eFinancing Solutions and My Medical Loan are
often listed by plastic surgeons as most reputable lenders. Care Credit stands
out as the most reputable one. All these financing agencies have different
plans from which you can choose the most suitable one. You will have an
interest free year, after which you get a 10-15 percent rate and you have a 60
month plan to pay up your debt. Your other options could be family or bank
loans and some doctors will even consider a lay-away monthly payments until you
raise the necessary amount of money which could turn out to be your best
choice.
Credit cards are usually
your worst option, since the interest rates are often too high and you end up
paying almost double the amount you were supposed to. 401Ks are also a very bad
choice since you repay loan with tax money and thus pay double taxes on the
same amount. There are also some websites like depositagift.com or gogift.com
where you could ask for anonymous donations, but it is highly risky and not
recommended.
Whatever you decide to
do, consider all your options carefully and plan the payment carefully.
Sources:
Wikipedia.com
CapitalOne.com